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Credit Card Processing Costs & Prices - ProMatcher Cost Report

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Credit Card Processing Costs & Prices


We have collected data nationwide to help calculate the average cost of credit card processing in the US. The following are average costs and prices reported back to us:

Cost of Credit Card Processing

$0.14 fixed rate ($ per transaction) (Range: $0.10 - $0.18)
1.43% (per transaction) (Range: 0.92% - 1.94%)
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 Merchant Services - Credit Card Processing

Credit Card Processing Cost Data

90245, El Segundo, California - March 4, 2019

Credit Card Processing

2.60 to 3.40 percent (per transaction)
we have standard pricing and custom pricing available

Reported by:
Elizabeth Maldonado, Wells Fargo
See the El Segundo Credit Card Processing Cost Report
34610, Spring Hill, Florida - February 26, 2019

Credit Card Processing

$0.10 to $0.25 fixed rate ($ per transaction)
2.00 to 2.50 percent (per transaction)
Interchange Cost Plus Pricing

Reported by:
Dave Lambert, FC Financial LLC
See the Spring Hill Credit Card Processing Cost Report
77058, Houston, Texas - September 25, 2017

Credit Card Processing

$0.05 to $0.15 fixed rate ($ per transaction)
0.10 to 0.30 percent (per transaction)
I always recommend Interchange Plus pricing over all other pricing methods in this industry. With this type pricing, there's no downgraded rates, surcharges, or hidden fees. Veritrans has never raised the rates in this type pricing, ever. I see others are starting to copy that, it's about time!

Reported by:
Tim Cox, Veritrans LLC
See the Houston Credit Card Processing Cost Report
30542, Flowery Branch, Georgia - September 4, 2017

Credit Card Processing

$0.25 fixed rate ($ per transaction)
0.25 percent (per transaction)
I can brag a little here by saying I only add one quarter of a percent to my clients and 10 cents or less per transaction. We are sometimes 3% less per month than our competition.

Reported by:
Bridgette Rixman, RMS-NPC a Vantiv Company
See the Flowery Branch Credit Card Processing Cost Report
77032, Houston, Texas - December 1, 2016

Credit Card Processing

$0.05 to $0.09 fixed rate ($ per transaction)
0.50 to 0.90 percent (per transaction)
We were founded on the principle of being a merchant advocate. We provide clear, transparent billing and your rates will NEVER increase.

Reported by:
Cory Johnson, Heartland Payment Systems
See the Houston Credit Card Processing Cost Report
84120, Salt Lake City, Utah - June 26, 2016

Credit Card Processing

$0.06 to $0.12 fixed rate ($ per transaction)
0.38 to 2.90 percent (per transaction)
We believe in competitive and straight forward pricing. Interchange plus or "pass-through" pricing allows us to keep a consistent margin giving our clients the best possible rate on each card type.

Reported by:
Justin French, Integrated merchant alliance
See the Salt Lake City Credit Card Processing Cost Report
37643, Elizabethton, Tennessee - May 12, 2016

Credit Card Processing

$0.05 to $0.22 fixed rate ($ per transaction)
2.00 to 2.40 percent (per transaction)
Merchant analysis is available to determine actual cost based on type of business, type of cards typically used and volume per month.

Reported by:
Dianne Baribeault, Heartland Payment Technology
See the Elizabethton Credit Card Processing Cost Report
97080, Gresham, Oregon - July 23, 2015

Credit Card Processing

$0.12 to $0.25 fixed rate ($ per transaction)
0.35 to 0.85 percent (per transaction)
I have many banks that I am connected with. Any company can offer the best rates. I provide quick approvals, superior customer care and personal service. The overall cost will be depended on types of accounts. I work with both low and high risk processing clients. Contact me today and I will have you processing tomorrow.

Reported by:
Alan Conner, Credit Card Merchant services
See the Gresham Credit Card Processing Cost Report
15931, Ebensburg, Pennsylvania - December 2, 2014

Credit Card Processing

$0.15 to $0.25 fixed rate ($ per transaction)
0.89 to 1.79 percent (per transaction)
Depends on the rate type and card type.

Reported by:
Thomas Plummer, Laurel Payment Solutions
See the Ebensburg Credit Card Processing Cost Report
32955, Rockledge, Florida - October 22, 2014

Credit Card Processing

$0.12 fixed rate ($ per transaction)
1.85 to 2.95 percent (per transaction)
Sage provides the lowest cost payment processing in the industry.

Reported by:
Sean Hall, Sage Payment Solutions
See the Rockledge Credit Card Processing Cost Report
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Disclaimer: Costs and prices shown on the ProMatcher site are intended to be used as general information, not as guaranteed estimates. To obtain cost information relevant to your project, request a quote or estimate from a local service provider.
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