Credit Card Processing Costs & Prices - ProMatcher Cost Report

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Credit Card Processing Costs & Prices

We have collected data nationwide to help calculate the average cost of credit card processing in the US. The following are average costs and prices reported back to us:

Cost of Credit Card Processing

$0.28 fixed rate ($ per transaction) (Range: $0.16 - $0.40)

1.46% (per transaction) (Range: 0.91% - 2.00%)

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Michigan

Credit Card Processing Cost Data

48723, Caro, Michigan - April 2, 2024

Credit Card Processing

$1.00 to $3.00 fixed rate ($ per transaction)
1.00 to 5.00 percent (per transaction)
Depends on which option you choose

Reported by:
Brian Koehler, Thumb Financial Services
See the Caro Credit Card Processing Cost Report

76543, Killeen, Texas - March 14, 2022

Credit Card Processing

2.10 to 3.50 percent (per transaction)

Reported by:
ProMatcher Research Team
See the Killeen Credit Card Processing Cost Report

76134, Fort Worth, Texas - October 7, 2020

Credit Card Processing

$0.02 to $0.25 fixed rate ($ per transaction)
0.20 to 0.50 percent (per transaction)
Many different options to tailor to your business. We even have ways for you not to be charged any processing percentages at all.

Reported by:
Christopher Ross, Beyond
See the Fort Worth Credit Card Processing Cost Report

33409, West Palm Beach, Florida - January 13, 2020

Credit Card Processing

0.10 to 0.21 percent (per transaction)

Reported by:
ProMatcher Research Team
See the West Palm Beach Credit Card Processing Cost Report

90245, El Segundo, California - March 4, 2019

Credit Card Processing

2.60 to 3.40 percent (per transaction)
we have standard pricing and custom pricing available

Reported by:
Elizabeth Maldonado, Wells Fargo
See the El Segundo Credit Card Processing Cost Report

34610, Spring Hill, Florida - February 26, 2019

Credit Card Processing

$0.10 to $0.25 fixed rate ($ per transaction)
2.00 to 2.50 percent (per transaction)
Interchange Cost Plus Pricing

Reported by:
Dave Lambert, FC Financial LLC
See the Spring Hill Credit Card Processing Cost Report

77573, League City, Texas - September 25, 2017

Credit Card Processing

$0.05 to $0.15 fixed rate ($ per transaction)
0.10 to 0.30 percent (per transaction)
I always recommend Interchange Plus pricing over all other pricing methods in this industry. With this type pricing, there's no downgraded rates, surcharges, or hidden fees. Veritrans has never raised the rates in this type pricing, ever. I see others are starting to copy that, it's about time!

Reported by:
Tim Cox, Veritrans LLC
See the League City Credit Card Processing Cost Report

30542, Flowery Branch, Georgia - September 4, 2017

Credit Card Processing

$0.25 fixed rate ($ per transaction)
0.25 percent (per transaction)
I can brag a little here by saying I only add one quarter of a percent to my clients and 10 cents or less per transaction. We are sometimes 3% less per month than our competition.

Reported by:
Bridgette Rixman, RMS-NPC a Vantiv Company
See the Flowery Branch Credit Card Processing Cost Report

77032, Houston, Texas - December 1, 2016

Credit Card Processing

$0.05 to $0.09 fixed rate ($ per transaction)
0.50 to 0.90 percent (per transaction)
We were founded on the principle of being a merchant advocate. We provide clear, transparent billing and your rates will NEVER increase.

Reported by:
Cory Johnson, Heartland Payment Systems
See the Houston Credit Card Processing Cost Report

84120, Salt Lake City, Utah - June 26, 2016

Credit Card Processing

$0.06 to $0.12 fixed rate ($ per transaction)
0.38 to 2.90 percent (per transaction)
We believe in competitive and straight forward pricing. Interchange plus or "pass-through" pricing allows us to keep a consistent margin giving our clients the best possible rate on each card type.

Reported by:
Justin French, Integrated merchant alliance
See the Salt Lake City Credit Card Processing Cost Report

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Disclaimer: Costs and prices shown on the ProMatcher site are intended to be used as general information, not as guaranteed estimates. To obtain cost information relevant to your project, request a quote or estimate from a local service provider.